Blog · Page 4
Plain-English lessons on judging businesses, reading annual reports and staying patient — 370 articles and counting, a new one most mornings. Educational only: none of these is a research report or a recommendation.
Since FY20, Ind AS 116 has required lease liabilities on the balance sheet. The Borrowings line is no longer the whole story of what a company…
Two friends met for evening tea. Ramesh could not stop smiling. “I have found a very cheap share,” he said. “It costs only ₹8. With my…
All the gold ever mined would fit into one 68-foot cube — and a hundred years from now it would still be the same cube. Warren…
Think back to your school days. Every year, the class chose a monitor. The winner was usually the most popular child — the one with the…
The message arrives on a quiet Tuesday afternoon. “Pre-approved personal loan: ₹5 lakh in your account in ten minutes. One tap.” That same week, a colleague…
Every family has one. At a wedding dinner, a cousin leans across the table. He bought a share (a small piece of ownership in a company)…
In 1990, a class of Boston schoolchildren beat most Wall Street professionals with one simple rule. Peter Lynch turned it into a two-minute test any ordinary…
A market price is an offer, not an order. Benjamin Graham's quiet rule — and the three simple arrangements that make sure no crash can ever…
Two neighbours build houses on the same street in the same summer. Both look solid. Both are freshly painted. Relatives visit both and say very nice…
Think of two family weddings, a few years apart. At the first one, you mention that you have started investing in shares (small pieces of ownership…
Have you ever noticed how, on one busy market lane, the moment a single sweet shop starts doing well, three more sweet shops open within a…
You have almost certainly met him. At every family function there is an uncle who has strong views on the market. This year he will not…
Picture yourself driving from your town to the city on a national highway. After a while you slow down at a toll plaza. A small amount…
Picture a busy market on a Sunday. There is a shiny new stall in the corner with bright lights and loud music, selling the latest must-have…
Picture two neighbours in the same building. Both put one lakh rupees into the stock market on the same morning. The first one, Sharmaji, spends an…
Open the steel almirah in many Indian homes and you will find the family’s life savings arranged in a familiar way. There is gold jewellery wrapped…
Picture a second-hand scooter parked outside a house. It will not start on the first kick. Some mornings the engine coughs and dies; other days it…
Imagine your grandfather slipped a ₹100 note into a steel almirah (cupboard) back in 1995 and then forgot all about it. Today you open that almirah…
Walk into your nearest kirana shop (the small neighbourhood grocery) and look at the salt. Often there are two choices. One is loose salt, scooped from…
Think back to your school days. There was always one classmate who was frighteningly clever — the topper who solved every maths problem in seconds and…
Think about your own mobile phone for a moment. Every month, almost without noticing, you recharge it. You pay your operator, the phone keeps working, and…
Imagine you buy a small flat in your city for ₹50 lakh. You plan to keep it for twenty years. A few months later, a property…
Imagine a farmer in a village waiting for the perfect day to sow his seeds. He worries the rain might come too early, or too late,…
Think about a wedding caterer in your town. The wedding is two months away, but the family pays most of the bill today, in advance, to…
The securities quoted in these articles are for illustration only and are not recommendatory. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.